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All-payer System

A type of health care system in which everyone - government, insurance company, or individual - pays the same amount for the same services, also known as Multiple Payer Systems. It should be noted that this does not reflect current U.S. health care policy.

Hardship Exemption

Because of the individual mandate under the Affordable Care Act, most people must pay a fee if they don't have health coverage that qualifies as…