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Association Health Plan (AHP)

Health insurance plans that are extended to members of an association and marketed to members and small businesses individually. These plans can be affected by state and/or federal regulations or can be exempt from regulations altogether. The regulations can be affected by how the plans are structured, whom they are sold to, and whether they are state-based or national associations.

Medical Loss Ratio (MLR)

The percentage of health insurance premium dollars an insurer spends on reimbursement for clinical services and activities to improve health care quality. The Affordable Care…