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Cafeteria Plan

A supplement to traditional coverage allowing employees to set up Flexible Spending Accounts. These accounts allow employees to set aside up to $2,500 in wages annually, tax free. Funds in Flexible Spending Account can be used to cover expenses not covered by the employee's health insurance, such as over the counter medication, dental work, co-pays, or deductibles.

Reinsurance

Insurance for insurance providers that have higher than anticipated health care claims. This program seeks to lower the premium insurers charge by limiting the high…