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Death Panel

A fictional political term that refers to a supposed committee of doctors and/or bureaucrats who would decide which critically ill patients receive treatment, allegedly leaving the rest to die. Sometimes conflated with, and likely derived from, the Independent Payment Advisory Board (IPAB) established by the Affordable Care Act.

Medical Underwriting

Determining acceptance of an applicant for health care insurance based on their medical history. It also determines the terms of the coverage including premium cost…