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Death Panel

A fictional political term that refers to a supposed committee of doctors and/or bureaucrats who would decide which critically ill patients receive treatment, allegedly leaving the rest to die. Sometimes conflated with, and likely derived from, the Independent Payment Advisory Board (IPAB) established by the Affordable Care Act.

Community Rating

Setting premiums the same for all insurance applicants. “Modified community rating” refers to organizations changing premiums based on demographic characteristics, such as age, but cannot…