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Excessive Waiting Period

The Affordable Care Act prohibits excessive waiting periods for employer-sponsored insurance coverage, defined as waiting periods over 90 days. In other words, an employer cannot make an employee wait more than 90 days for their insurance coverage to begin.

Tax on High-Cost Insurance

A new tax, beginning in 2018, also known as the "Cadillac Tax" that applies only to individual insurance plans that cost over $10,200 or family…