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Family Glitch

An unintended consequence of the Affordable Care Act when an employee is offered affordable ESI through their work place but the coverage offer is not extended to the employees’ family, or is unaffordable for the family. This leaves the employees’ spouse and/or children both ineligible for exchange subsidies and without access to other affordable coverage.

Health Care Choice Compacts

A provision of the Affordable Care Act allowing states to group together and form a compact. Such compacts are designed to allow insurers to offer…