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Guaranteed Availability of Insurance Requirement

Requires insurance companies to issue individuals health insurance regardless of current or previous health issues. Ensures coverage will not be denied for any reason. Also known as Guaranteed Issue.

Cost-Sharing Reduction (CSR)

A provision in the Affordable Care Act that lowers the amount an individual pays out-of-pocket for deductibles, coinsurance, and copayments. Individuals can qualify if they…