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Health Insurance Exchange

A health insurance exchange is a market where a individuals select their health insurance coverage. Exchanges can be private, like those used by private companies for their employees, or they can be public, like the ACA’s state-based insurance exchanges that allow individuals to select coverage and receive income-based subsidies if they qualify.

Guaranteed Availability of Insurance Requirement

Requires insurance companies to issue individuals health insurance regardless of current or previous health issues. Ensures coverage will not be denied for any reason. Also…