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Recurrent Disability Provision

A provision in some insurance plans that continues disability payments if an employee attempts to return to work but is unable to because of their disability. For example, if a worker injures their back and has to take disability leave, recurrent disability provisions would allow them to try to go back to work, and if they find that they have not yet sufficiently healed, they can go back on disability leave and continue to receive payments - including those from the period they attempted to work.

Residual Coverage

Insurance that continues to pay a portion of an individual's disability payments if they are able to return to work in a limited capacity.