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Self-Insured Firm

A company that pays medical claims for their employees rather than holding insurance, usually hiring an insurance company to administer the benefits. Common among large firms. Self-insured plans are not subject to ERISA law or most Affordable Care Act insurance regulations.

Federal Employees Health Benefits Program (FEHBP)

A health insurance program that allows federal employees, retirees, and those receiving survivor benefits to compare and select from a number of different health care…