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Small Business Health Options Program (SHOP)

Similar to the individual market exchanges (or marketplaces) the SHOP exchanges allow small businesses to select health plans for their employees (or contribute to employee selected health plans). As with the individual market exchanges, the SHOP exchanges can be run by the federal government or by the individual states.

Medical Underwriting

Determining acceptance of an applicant for health care insurance based on their medical history. It also determines the terms of the coverage including premium cost…