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All-payer System

A type of health care system in which everyone - government, insurance company, or individual - pays the same amount for the same services, also known as Multiple Payer Systems. It should be noted that this does not reflect current U.S. health care policy.

Community Rating

Setting premiums the same for all insurance applicants. “Modified community rating” refers to organizations changing premiums based on demographic characteristics, such as age, but cannot…