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Wednesday, October 29

Guest Privileges

A component of some insurance plans allowing enrollees to visit out of network doctors if they are temporarily away from home.

Tuesday, October 28

Medicare Part B

Section of Medicare that includes medically necessary doctors' services, preventive care, durable medical equipment, hospital outpatient services, laboratory tests, x-rays, mental health and some home health and ambulance services.

Monday, October 27

Grandfathered Plan

A health insurance plan already in effect before the provisions of the ACA were implemented that is allowed to continue being offered to enrollees under specific circumstances.

Friday, October 24

Underinsured

Individuals who have health insurance but cannot access needed providers or cannot afford the cost sharing requirements.

Thursday, October 23

Direct Access

A provision of some health insurance plans that allows policy holders to see doctors or specialists without a referral from a primary care physician or 'gatekeeper.'

Intermediate Care Facilities Individuals with Mental Retardation (ICF/MR)

An institution that focuses on care for persons with mental retardation or other related conditions.