Friday, September 19
Provision designed to manage unpredictability in the insurance market. Plans with lower than anticipated costs are required to pay a portion of their savings into a fund designated to help plans with higher than anticipated costs.
Thursday, September 18
An unintended consequence of the Affordable Care Act when an employee is offered affordable ESI through their work place but the coverage offer is not extended to the employees’ family, or is unaffordable for the family. This leaves the employees’ spouse and/or children both ineligible for exchange subsidies and without access to other affordable coverage.
Wednesday, September 17
State programs aimed at offering health insurance to individuals considered uninsurable and unable to buy coverage on the individual market.
Tuesday, September 16
The highest actuarial level health plans available through the insurance exchanges, equal to a 90 percent actuarial value. Bronze, Silver, and Gold plans offer lower actuarial values.
Monday, September 15
Elder Justice Act
A Provision of the ACA designed to protect the elderly from being targets of physical or psychological harm within the health care system.