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Association Health Plan (AHP)

Health insurance plans that are extended to members of an association and marketed to members and small businesses individually. These plans can be affected by state and/or federal regulations or can be exempt from regulations altogether. The regulations can be affected by how the plans are structured, whom they are sold to, and whether they are state-based or national associations.

Small Group Market

Insurance products sold to small groups (fewer than 100 people generally); could be small companies, or small associations, unions, etc…