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Biological Drugs

Biological, or Biologic, drugs are those made by or from living organisms (i.e. gene therapy, vaccines, antibodies, stem cells); such drugs, and their generic forms, known as biosimilars or follow-on biologics, are regulated by the FDA.

Guaranteed Issue

Requires insurance companies to issue individuals health insurance regardless of the current or previous health issues. Ensures coverage will not be denied for any reason.…