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Co-insurance

A health insurance cost-sharing method in which there is a percentage of medical claims paid by the plan member after the deductible has been met (for example: after a $500 deductible, there is 10 percent coinsurance).

Health Maintenance Organization (HMO)

A form of health insurance that requires users to seek care from a specific 'network' of providers, and often requires referrals from a general practitioner…