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Cost-Sharing Reduction (CSR)

A provision in the Affordable Care Act that lowers the amount an individual pays out-of-pocket for deductibles, coinsurance, and copayments. Individuals can qualify if they are enrolled in a Silver plan through the exchange and have income that is below 250 percent of the Federal Poverty Level.

Health Maintenance Organization (HMO)

A form of health insurance that requires users to seek care from a specific 'network' of providers, and often requires referrals from a general practitioner…