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Death Panel

A fictional political term that refers to a supposed committee of doctors and/or bureaucrats who would decide which critically ill patients receive treatment, allegedly leaving the rest to die. Sometimes conflated with, and likely derived from, the Independent Payment Advisory Board (IPAB) established by the Affordable Care Act.

Waiver of Premium

A clause in a health insurance policy that if an individual becomes disabled and begins to receive disability payments, they do not need to continue…