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Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Wellness Plan/Program

A plan aimed at reducing health care costs, and sustaining and improving employee health and productivity through an employment-based program.