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Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Coordination of Benefits

An administrative process through which insurance providers sort out how to cover treatments covered by multiple plans. The most common example of this type of…