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Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Guaranteed Availability of Insurance Requirement

Requires insurance companies to issue individuals health insurance regardless of current or previous health issues. Ensures coverage will not be denied for any reason. Also…