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Employee Retirement Income Security Act of 1974 (ERISA)

Legislation enacted in 1947 that protects workers from losing benefits that are provided through the workplace. The Act does not require employers to establish a benefit plan for employees but does include requirements for the plan when one is in place.

Accident Supplement Insurance

Additional insurance consumers can purchase if their current plan does not cover injuries resulting from accidents. Such supplements are general only needed for high-deductible, low-cost…