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Employee Retirement Income Security Act of 1974 (ERISA)

Legislation enacted in 1947 that protects workers from losing benefits that are provided through the workplace. The Act does not require employers to establish a benefit plan for employees but does include requirements for the plan when one is in place.

Elective

Medical treatments or procedures that are not in response to a medical condition or may not be essential to a patient’s health. Common examples would…