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Family Glitch

An unintended consequence of the Affordable Care Act when an employee is offered affordable ESI through their work place but the coverage offer is not extended to the employees’ family, or is unaffordable for the family. This leaves the employees’ spouse and/or children both ineligible for exchange subsidies and without access to other affordable coverage.

Qualified Health Plan (QHP)

Health insurance plans that are certified by HHS to be sold on the state or federal exchanges, these plans will meet all of the ACA…