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Fee-for-Service

A method of paying for health or medical services. Doctors and hospitals are paid for each individual service they provide to the patient. Bills can be paid in two different ways; paid by the patient who submits the claims to the insurance company or the provider can submit for reimbursement to the patient's insurance carrier.

Out-of-Pocket Costs

Health care costs that include deductibles, co-payments and co-insurance that are not already covered by the individual's insurance.