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Health Insurance Exchange

A health insurance exchange is a market where a individuals select their health insurance coverage. Exchanges can be private, like those used by private companies for their employees, or they can be public, like the ACA’s state-based insurance exchanges that allow individuals to select coverage and receive income-based subsidies if they qualify.

Employer Mandate

A provision in the Affordable Care Act that requires all employers to offer a defined standard of health benefits and pay a set portion of…