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Recurrent Disability Provision

A provision in some insurance plans that continues disability payments if an employee attempts to return to work but is unable to because of their disability. For example, if a worker injures their back and has to take disability leave, recurrent disability provisions would allow them to try to go back to work, and if they find that they have not yet sufficiently healed, they can go back on disability leave and continue to receive payments - including those from the period they attempted to work.

Self-Insured Plan

Refers to a plan where the employer responsible for the costs of the enrollees' medical claims.