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Self-Insured Firm

A company that pays medical claims for their employees rather than holding insurance, usually hiring an insurance company to administer the benefits. Common among large firms. Self-insured plans are not subject to ERISA law or most Affordable Care Act insurance regulations.

Health Maintenance Services

Health care services designed to keep individuals in good health rather than treat an active condition. Examples include regular check-ups, immunizations, or dietary consultations.