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Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Generic Pharmaceuticals

Prescription drugs with the same chemical make-up as a drug that went through the full FDA approval process that are sold under a different name…