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Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Health Insurance Portability and Accountability Act of 1966 (HIPAA)

An expansive law relating to employer sponsored health insurance that protects employees who lose a job or change jobs. HIPAA also protects the privacy of…