E

Early and Periodic Screening, Diagnosis and Treatment (EPSDT)

A health care package that is specifically for all Medicaid enrolled children 20 and under and pregnant women.

Early Retiree

An “early retiree” is anyone who retires prior to what is considered the normal retirement age. This is often used to describe retired individuals under 65 years of age. The ACA’s reinsurance program for early retiree defines eligible retirees as between 55 and 65 years of age.

Early Retiree Reinsurance Program (ERRP)

Created by the Affordable Care Act, a temporary program that provides reimbursement to employer sponsors of participating employment-based health plans for a portion of the cost of health coverage for early retirees and their families. This program expires in January of 2014.

Earnings Before Interest and Taxes (EBIT)

A measure of a organization's profit that excludes interest and income tax expenses.

Elder Justice Act

A Provision of the ACA designed to protect the elderly from being targets of physical or psychological harm within the health care system.

Elective

Medical treatments or procedures that are not in response to a medical condition or may not be essential to a patient’s health. Common examples would be LASIK eye surgery or wisdom teeth removal.

Electronic Data Interchange (EDI)

A system of transferring and sharing information between different computer systems and networks.

Electronic Health Record (EHR)

A digital record of health information of individual patients shared across health care settings. Also known as an Electronic Medical Record.

Electronic Medical Record

A digital record of health information of individual patients shared across health care settings. Also known as an Electronic Health Record.

Elimination Period

Time between when a policy holder is disabled and when insurance begins to pay out - also known as the Qualifying Period.

Moral Hazard

A term referring to the likelihood of individuals making different choices due to insurance coverage; usually refers to people over-using medical services.